MJM401k is unique among retirement consultants and advisors. First, we are not brokers - we do not accept commissions, soft dollar payments, or any other form of sales compensation. As a result, we advise our clients as to the best possible vendors and investments, rather than sell them a product. Second, we act as a fiduciary along with our clients. This means that we share the ERISA responsibility and liability of running the plan correctly. These important factors ensure that our interests are always aligned with the interests of our clients.